Social Security Fund (SSF) Nepal
Complete guide for SSF registration, contribution rates, and benefits for employers and employees in Nepal
Official Website
ssf.gov.np
Employer Portal
employer.ssf.gov.np
Contributor Portal
contributor.ssf.gov.np
Toll-Free Number
1116 (NTC only)
General Contact
01-5970016 (NTC/NCell)
What is SSF Nepal?
The Social Security Fund (SSF) — सामाजिक सुरक्षा कोष — is Nepal's national contribution-based social security scheme operated by the Ministry of Labour, Employment and Social Security. It provides lifetime protection through four schemes: medical & maternity, accident & disability, dependent family protection, and old-age (PF + gratuity + pension).
Once registered, each contributor receives an 11-digit SSFID that unlocks four lifetime schemes — medical & maternity, accident & disability, dependent family protection, and old-age (PF + gratuity + pension).
Who Can Join SSF?
SSF Nepal covers three main categories of contributors:
Formal Employees
Mandatory for private-sector employees with registered employers
Self-Employed
Voluntary scheme for freelancers, farmers, street vendors, artists
Migrant Workers
For Nepali citizens working abroad through foreign employment
For Employers
- Mandatory registration for all private sector companies
- 20% contribution of employee's basic salary
- Must register all employees
- Monthly contribution by 15th of following month
For Employees
- 11% contribution deducted from salary
- Lifetime benefits after 180 months
- Medical, accident, family & old-age protection
- Access via 11-digit SSFID
Self-Employed & Informal Workers
Launched in 2023/24, this voluntary scheme brings in farmers, street vendors, small shopkeepers, drivers, domestic workers, freelancers, artists, and the self-employed.
Registration
Register at selfcontributor.ssf.gov.np
Contribution
Full 31% (no employer share)
Declared Salary
NPR 15,000 - 1,00,000/month
Government Support
Subsidy for lowest-income band
Migrant Nepali Citizens
For Nepali citizens working abroad through foreign employment, SSF provides protection through a special scheme linked to labour permits.
Contribution Rate
21.33% of basic salary (minimum)
Maximum Limit
Up to 3 times basic salary
Eligibility
9 months contribution in 12-month period
Benefit Breakdown
7.48% accidents/family, 13.25% pension